The Costs of In-Home Care
Whether it’s for a loved one or yourself in the years to come, employing in-home care services is a long-term undertaking that requires you to assess your finances and determine your ability to manage the costs of in-home care.
In-home care is the general term for both medical and non-medical services that people in old age or people with special needs acquire in their homes. It covers rehabilitation to housekeeping and companionship. To determine the costs, consider the following factors:
- The state you live in
- Private payment and/or payment with governmental assistance
The national hourly average for a medical home health care professional is $21.75. As for non-medical home care aides or homemakers, the hourly average is $20.50. The rates typically vary across the states. For the best home care in Manalapan, New Jersey, visit ExPO Signature Home Care.
After determining the hourly rates of professional caregivers and homemakers, you will have to decide how you wish to pay for the services. Home care and home health care service in New Jersey may be employed through payment with governmental assistance or private payment. Subject to some criteria and regulations, you may be eligible for Medicaid coverage. However, if you prefer paying for in-home care services yourself, you may also do so. Should you choose the latter option, you can inquire with your service provider to see if they accept your insurance plan.